Public Assistance Guides

These guides are short introductions to FEMA's Public Assistance (PA) program, written in plain language. They cover what the program is and how eligibility works, the categories of work, the rules on costs, insurance and procurement, the steps from the first application through an appeal, and which edition of FEMA's guide applies to a disaster. Each page describes what FEMA's own documents say and links to them, so you can read the source for yourself. The guides are educational material rather than FEMA guidance.

Program Basics

Eligibility & Work Categories

Costs, Funding & Insurance

Insurance and Duplication of Benefits in Public Assistance

A plain-language overview of insurance in Public Assistance, as FEMA's guide and insurance policy describe it: the duplication-of-benefits rule, actual and anticipated proceeds, the obtain-and-maintain requirement, and flood reductions in Special Flood Hazard Areas.

Direct Administrative Costs (DAC) in Public Assistance

A plain-language overview of direct administrative costs (DAC) in Public Assistance, as FEMA's guide and its management costs policy describe them: the definition, the move into the capped management cost contribution, and the line between administering the grant and managing the project.

PA Management Costs in Public Assistance

A plain-language overview of management costs in Public Assistance, as the Stafford Act, FEMA's management costs policy and FEMA's guide describe them: the capped contribution for recipients and subrecipients, eligible activities, timing and documentation.

Section 428 Alternative Procedures for Permanent Work

A plain-language overview of Section 428 alternative procedures in Public Assistance, as the Stafford Act and FEMA's guide describe them: fixed-estimate funding for large permanent work, the fixed cost offer, flexible use of funds, excess funds, and how these projects differ from standard ones.

The Cost Estimating Format (CEF)

A plain-language overview of FEMA's Cost Estimating Format (CEF), as FEMA's guide describes it: when FEMA uses it for large permanent work, the contingency, inflation and locality factors it applies, its place in fixed cost offers, and applicant-prepared estimates.

Small vs Large Projects in Public Assistance

A plain-language overview of small and large projects in Public Assistance, as FEMA's guide and regulations describe them: the annually adjusted project threshold, simplified procedures for small projects, net small project overruns, and the reconciliation of large projects at closeout.

Force Account Labor and Equipment in Public Assistance

A plain-language overview of force account labor and equipment in Public Assistance, as FEMA's guide and regulations describe them: pay rates and fringe benefits, labor policies, regular time and overtime by category of work, equipment rates and operating time, and documentation.

Section 406 Hazard Mitigation in Public Assistance

A plain-language overview of Section 406 hazard mitigation in Public Assistance, as the Stafford Act and FEMA's guide describe it: mitigation on damaged facilities as part of the repair project, eligibility, the three cost-effectiveness paths, and the difference from Section 404.

Process, Documentation & Appeals